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Regular Contributor
jnkp2001
Posts: 135
Registered: ‎01-04-2012
0

V A Loans

Has anyone dealt with Veterans United or VA loans or some company like that?  Good, bad or in between.  I know my mileage will vary, but a general consensus shows a good starting point.  Thanks!

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Established Member
lillygooch4
Posts: 18
Registered: ‎01-29-2012
0

Re: V A Loans

We had them run our credit in end of September to see what they said. They pre qualified us and was very pleasant and returned our emails and calls fast but beware because we also had a local lender pull to compare and we found out we had more work to do then just go find a house. We had disputes to remove and some updating that if we went with veteran's united would have caused use to just get denied in UW. So if you know you report and credit is in great shape go for it. We are just glad we didn't feed into it to far and find a home then get our feelings crushed in a UW. We are now trying with a VA loan with a home builder so I wish you the best of luck cause as we all know until we get those keys in hand nothing is guaranteed!
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: V A Loans

Ive heard good things about usaa home loans... are you a USAA member?

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Regular Contributor
jnkp2001
Posts: 135
Registered: ‎01-04-2012
0

Re: V A Loans


webhopper wrote:
Ive heard good things about usaa home loans... are you a USAA member?

Yes, we are USAA members, but they wanted 50.00 to pull our credit and veterans united did it for free:smileytongue::smileyhappy:.  We have looked at our report and we don't see anything that would deny us, but like everyone says, you never know.......:smileyfrustrated:

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Regular Contributor
jnkp2001
Posts: 135
Registered: ‎01-04-2012
0

Re: V A Loans

well, we are now prequalified.  My concern is, i thought they gave a **bleep**

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
0

Re: V A Loans

Pardon the bleeps.......forums on overload and bleeping out everything.

Contributor
MissKay
Posts: 111
Registered: ‎02-05-2012
0

Re: V A Loans

I just closed with veterans united on 10/26 (see my detailed posts). I'm surprised at pp because when they first ran my credit, they told me I had work to do and put me in theirfree credit repair program. My LO missed a few things that could have made the process more smooth, but all in all, I was very satisfied. They worked hard for me and are still advising me of what to do/not do. I also get $250 for using their realtor. 

GL


Starting Score: 595 2/5/12
Current Score: 650 midscore lender pull 7/24/12
Goal Score: 640

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