I have a VA overpayment that will be paid off completely in June 2013. It shows as a collection with a date of Nov 2011. It updates every month as a collection. Will I be able to use a VA loan? Or does the collection reporting every month hurts my 12 months of clean history?
Starting 8/12 EQ- 522, TU 542. Current 5/14 EQ-664 TU-686 EX-unk
Goal to keep building up my credit.
