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VA Home Loan and 1 charge off

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akelne2
Member

Re: VA Home Loan and 1 charge off

Right on, I'll keep you posted.

Message 11 of 14
akelne2
Member

Re: VA Home Loan and 1 charge off

Okay, so I received my conditional approval a little over a week ago. I needed to supply my most recent LES to verify my pay grade and a W2 I was already waiting on. I submitted those immediately and found out they were waiting on some title work and HOA documents before sent back to UW for final approval. I went back into UW Friday and they say they'll have a decision by 5pm Monday. My question is: do they just verify what I submitted and the other 3rd party info in underwriting this time? Or will the UW review the whole file again with a new credit pull?

Getting closer, hope to close this coming Tuesday orWednesday. Bought a fridge and dishwasher today. Buying kitchen flooring as soon as I know the closing date for the install.

thanks in advance...

Message 12 of 14
akelne2
Member

Re: VA Home Loan and 1 charge off

...and CAIVRS?

Message 13 of 14
ShanetheMortgageMan
Super Contributor

Re: VA Home Loan and 1 charge off

CAIVRS should have been checked at the beginning.  Whenever requested documents are sent to the underwriter, they review them and any existing documentation they related to... they don't start over from scratch each time. 

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Message 14 of 14
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