I am looking to get a VA loan and took a new job 8 months ago. I have paystubs and an offer letter that details my income. My wife just took a part time job at our church, starts this month, her first job in 15 years. She has a letter of employment that states her income but no check yet. She will have several paystubs when it comes time to close on the loan. Will both of our income be used to determine dti?
My wife was a travel agent 15 years ago and she now works for our church. She has been activley participating in the ministry that she is paid for now as a volunteer for many years.
I have been in mid level managment for years. Different industries but the same type of position.
her? that is iffy. if we had 6 month history i would go to bat for her and try and get it included on exception. and i would feel pretty good about getting that exception too..... especially if we have an otherwise solid file.
