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So my processor said that she is sending my file to underwriting, which supposedly only takes 1 to 2 days... the thing is, and what I didn't ask her about, is that the appraisal hasn't been done yet.
Is it possible to get underwriting complete on a VA loan without the appraisal done yet?
@Anonymous wrote:So my processor said that she is sending my file to underwriting, which supposedly only takes 1 to 2 days... the thing is, and what I didn't ask her about, is that the appraisal hasn't been done yet.
Is it possible to get underwriting complete on a VA loan without the appraisal done yet?
They can underwrite your file subject to the satisfory completion of the appraisal. They make the appraisal one of the conditions. When the appraisal is finished it will be resubmitted to u/w along with the documentation needed to satisfy the other (normal) conditions.