VA loan & Deeds

[Barbie777]

I will not be on hubby's VA loan. Can he put my name on the deed at settlement? Or do we have to wait? Please HELP!

[Anonymous]

My wife is not on our loan but will be on the deed, ours is a USDA loan but I'm not sure if it depends on the loan or the state you're in.  I'm sure someone knows more then I do.

[Booner72]

Depending on the lender, you can add her by completing a "quit claim" either at closing or after the loan is funded by going to the courthouse yourselves.  Easy to do - no worries.  Good Luck.

[ShanetheMortgageMan]

Most lenders will permit the non-borrowing spouse to be on title.  You should ask your loan officer/loan processor.

[Barbie777]

Yes, I will ask the lender about letting me be on the title.

[Barbie777]

Thanks for telling me about the quit-claim process. 

[Booner72]

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@ShanetheMortgageMan wrote:

Most lenders will permit the non-borrowing spouse to be on title.  You should ask your loan officer/loan processor.

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I was told that Fannie Mae would not allow this.

[Anonymous]

It is very common for lenders to allow this on a VA loan.

Good luck and Thanks for Serving