I purchased my new home in August 2017 with a VA loan. Offers began flooding in around month 3 for an IRRRL. By month 4, I couldn't answer my phone without talking to a mortgage company. I started looking in January, and found a few companies that was willing to start paperwork on an IRRRL at the middle of month of my fifth payment. I wound up doing a conventional loan instead, and just closed at the beginning of February. Got a great rate and am quite happy. Two of the companies that wanted to start early IRRRL paperwork are already asking if they can contact me again in four months to discuss an IRRRL at that time. So, I'd say, yes. They are tripping over themselfves to get at your guaranteed VA loan.
