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We closed today! We are officially homeowners (don't move into the house for three weeks though, still out of state and waiting on kids to finish school).
When I say if I can do it anyone can, I TRULY mean it. We had a 580 midscore when we were pre approved, they never repulled and thank goodness they didn't because two collections hit my report before we were closed, that are not mine and I have recently filed a police report on, but they obviously lowered my score below 580.
We closed with 5.25%, 30 year fixed loan. I am so happy I don't even know how to express it.
Our mortgage officer is having us refinance in a year so we can get rid of PMI and lower the rate once my scores raise higher.
If anyone needs his informaiton let me know, he services Missouri, Illinois, and I think Kansas...
Wow! Congratulations!
Wow.. Congrats!!
So happy for y'all!
@Anonymous wrote:We closed today! We are officially homeowners (don't move into the house for three weeks though, still out of state and waiting on kids to finish school).
When I say if I can do it anyone can, I TRULY mean it. We had a 580 midscore when we were pre approved, they never repulled and thank goodness they didn't because two collections hit my report before we were closed, that are not mine and I have recently filed a police report on, but they obviously lowered my score below 580.
We closed with 5.25%, 30 year fixed loan. I am so happy I don't even know how to express it.
Our mortgage officer is having us refinance in a year so we can get rid of PMI and lower the rate once my scores raise higher.
If anyone needs his informaiton let me know, he services Missouri, Illinois, and I think Kansas...
That's awesome!!! Congratulations!
congrats to you - great news!
We were supposed to close today but it was pushed back due to the IRS. *fingers crossed that it'll get done by then.
Congratulations on your new home!