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@Anonymous wrote:We closed today! We are officially homeowners (don't move into the house for three weeks though, still out of state and waiting on kids to finish school).
When I say if I can do it anyone can, I TRULY mean it. We had a 580 midscore when we were pre approved, they never repulled and thank goodness they didn't because two collections hit my report before we were closed, that are not mine and I have recently filed a police report on, but they obviously lowered my score below 580.
We closed with 5.25%, 30 year fixed loan. I am so happy I don't even know how to express it.
Our mortgage officer is having us refinance in a year so we can get rid of PMI and lower the rate once my scores raise higher.
If anyone needs his informaiton let me know, he services Missouri, Illinois, and I think Kansas...
Yay!! Congrats!! We just received our CD today and looking forward to Monday to close...wish us luck and enjoy your new home...I can't wait!!......
congrats. you earned it
Congratulations!!!!!!!!!!!!!!!!!!!!!!!!!!
CONGRATULATIONS!!!!!!!