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WE MADE IT!! CLOSING TODAY!

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Anonymous
Not applicable

WE MADE IT!! CLOSING TODAY!

Okay -- how the hell did that happen?  LOL

 

I posted before about what frustrating process this was but I got confirmation that the loan funded this morning, a special runner was sent to record the docs, once he calls back with the recording number we get to close and get our keys!!!

 

Seriously?  I NEVER thought we would be here!  I have a 120 late on my credit from last year (a card I forgot about) and a 30 day late from July.  We earn 120k between the two of us, no debt beyond about 1740 in student loans. 


Our house was 165k-- my dad gave us 150 k and we had 50k more down so our loan is 460k. 

 

This took 60 days BUT THE HOUSE IS NOW OURS!!!!

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: WE MADE IT!! CLOSING TODAY!

Congratulations! All the problems will feel worth it when you hold your keys for the first time Smiley Happy

Message 2 of 12
IOBA
Senior Contributor

Re: WE MADE IT!! CLOSING TODAY!

Congratulations!

 

Did you mean your house was 150+50+460?  660k purchase price?

Message 3 of 12
Anonymous
Not applicable

Re: WE MADE IT!! CLOSING TODAY!

Congratulations, it's nice to read these inspiring stories. We are trying to prepare for a pre-approval next month, so reading good news is refreshing Smiley Happy

Message 4 of 12
MarineVietVet
Moderator Emeritus

Re: WE MADE IT!! CLOSING TODAY!

Enjoy your new home!

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 5 of 12
frogfan12
Established Contributor

Re: WE MADE IT!! CLOSING TODAY!

Congrats on your new home! My experience has shown me that the house drama is totally worth it when you get the keys at the end of the day. Smiley Happy


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Message 6 of 12
boomhower
Valued Contributor

Re: WE MADE IT!! CLOSING TODAY!

Congrats!

Message 7 of 12
mamahearts
Frequent Contributor

Re: WE MADE IT!! CLOSING TODAY!

Yay! Congratulations!!!

myFICO starting TU 683 8/26/11
myFICO starting EQ 645 8/26/11
myFICO EQ 652 9/26
Message 8 of 12
YHWHUDAH
Regular Contributor

Re: WE MADE IT!! CLOSING TODAY!

Congrats on your new home.

Capital One Cash World MasterCard 7500, PenFed World Visa 6500, USAA Military Affiliate Visa 2000, Capital One Platinum 2500, Affas Military Star Card 8700, Affas Take It Home Today 4900, Orchard Bank Platinum 1500, Orchard Bank Silver 1300, Lowes 5000 and Chase 500.

Closed on USAA Mortgage Dec 23, USAA Auto Loan 42000 Mercedes Dec 30

Credit Scores: EQ 656 TU 669 EX 679 All Lender Pulls Oct 2011
Message 9 of 12
MBOhio2
Established Contributor

Re: WE MADE IT!! CLOSING TODAY!

Congrats!!

Mid-2010 Starting Scores: FAKO EQ 476 FAKO EX 506 FICO TU98 575
July 2017 Current Scores: Approx 710 (waiting for official updates)
Message 10 of 12
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