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WOO HOO! We closed!!!

Valued Member

WOO HOO! We closed!!!

After the all the anxiety, heartbreak, anticipation, disbelief, information overload and a whole heap of praying and faith, we closed today Smiley LOL

 

After so many years of wanting to own my own home, but unable afford one because prices were so high six years ago, then not having the credit to qualify three years ago, then not being able to get a offer to stick on any house just over a month ago, the journey has reached its destination. Let's review:

 

* I worked on my credit by disputing, paying off, educating myself (on this site), and growing up.

* I saved money (as best as I could).

* I found a mortgage lender, one of the absolute best, on this very site might I add Smiley Wink

* I found a realtor, one of the finest I might add, ALSO on this very site again Smiley Very Happy

* I kept constant contact with my realtor and loan officer, listened to podcasts about home ownership and financing, joined multiple forums and site, and questioned everything until I had no questions. I really because good at knowing how it all should work.

* In just 6 weeks, I saw over 500 houses online, drove over 724 miles, toured over 25 properties, made 8 offers, suffered 3 heartbreaks, had 2 inspections, and signed 1 mortgage.

 

And all I have to show for it is this beautiful house that is really and truly mine.

 

 

 

Now if I can just get the darn keys and move in already!!! 

 

Special thanks to my realtor and loan officer. The MyFICO mash-up between the two was great and fun to be a part of. With rock stars like these two, the rest becomes easy. Thanks guys Smiley Happy


Starting Score: EQ 612 (CU Lender Pull) 03-2012
Current Score: EQ 679 TU 697 (Lender Pull) EX 668 (Lender Pull)
Goal: Reach the 700+ Club!!!


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Message 1 of 22
21 REPLIES
Valued Contributor

Re: WOO HOO! We closed!!!

Beautiful...Congrats!!!

*8/10/13
Message 2 of 22
Frequent Contributor

Re: WOO HOO! We closed!!!

Very nice! Congrats-

Message 3 of 22
Regular Contributor

Re: WOO HOO! We closed!!!

Woo Hoo indeed! Wow that is quite a journey but glad you made it out with a beautiful house! Enjoy....can't wait to join you.


Starting Score: 529
Current Score: EQF 643, TU 677 EXP 631,Lender Pulled Aug 2, 2013 EX 665, TU 664 and EQF 643
Goal Score: 701



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Message 4 of 22
Super Contributor

Re: WOO HOO! We closed!!!

Congrats wpbguy!!

Mortgages (FHA, VA, USDA, Fannie, Freddie, Non-Prime) since 2002, based in Irvine, CA and lending in all 50 states

Information that is needed to determine if you qualify for a mortgage

Message 5 of 22
Valued Member

Re: WOO HOO! We closed!!!


ShanetheMortgageMan wrote:

Congrats wpbguy!!


Thanks Shane. I couldn't have done it without you. But, you already knew that Man LOL

 

Really though, thanks for making it happen so seamlessly and for answering my millions of questions.


Starting Score: EQ 612 (CU Lender Pull) 03-2012
Current Score: EQ 679 TU 697 (Lender Pull) EX 668 (Lender Pull)
Goal: Reach the 700+ Club!!!


Take the myFICO Fitness Challenge
Message 6 of 22
Contributor

Re: WOO HOO! We closed!!!

Congrats wpbguy!!!


Starting Score: ?
Current Score: ?
Goal Score: 720


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Message 7 of 22
Valued Member

Re: WOO HOO! We closed!!!


newhouse2013 wrote:

Woo Hoo indeed! Wow that is quite a journey but glad you made it out with a beautiful house! Enjoy....can't wait to join you.



Thanks newhouse2013. Be diligent, ask questions and go through the process with confidence. If you get knocked down, dust yourself off and add the experience to your arsenal. It will happen for you too Smiley Happy


Starting Score: EQ 612 (CU Lender Pull) 03-2012
Current Score: EQ 679 TU 697 (Lender Pull) EX 668 (Lender Pull)
Goal: Reach the 700+ Club!!!


Take the myFICO Fitness Challenge
Message 8 of 22
Established Contributor

Re: WOO HOO! We closed!!!

Awesome! Great job! 

Message 9 of 22
Regular Contributor

Re: WOO HOO! We closed!!!

 

   Closed on our tuesday, couldnt even sleep that night.  We are so excited about our little slice of heaven!!

Message 10 of 22