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Valued Member
wpbguy
Posts: 46
Registered: ‎02-12-2013
0

WOO HOO! We closed!!!

After the all the anxiety, heartbreak, anticipation, disbelief, information overload and a whole heap of praying and faith, we closed today :smileylol:

 

After so many years of wanting to own my own home, but unable afford one because prices were so high six years ago, then not having the credit to qualify three years ago, then not being able to get a offer to stick on any house just over a month ago, the journey has reached its destination. Let's review:

 

* I worked on my credit by disputing, paying off, educating myself (on this site), and growing up.

* I saved money (as best as I could).

* I found a mortgage lender, one of the absolute best, on this very site might I add :smileywink:

* I found a realtor, one of the finest I might add, ALSO on this very site again :smileyvery-happy:

* I kept constant contact with my realtor and loan officer, listened to podcasts about home ownership and financing, joined multiple forums and site, and questioned everything until I had no questions. I really because good at knowing how it all should work.

* In just 6 weeks, I saw over 500 houses online, drove over 724 miles, toured over 25 properties, made 8 offers, suffered 3 heartbreaks, had 2 inspections, and signed 1 mortgage.

 

And all I have to show for it is this beautiful house that is really and truly mine.

 

 

 

Now if I can just get the darn keys and move in already!!! 

 

Special thanks to my realtor and loan officer. The MyFICO mash-up between the two was great and fun to be a part of. With rock stars like these two, the rest becomes easy. Thanks guys :smileyhappy:


Starting Score: EQ 612 (CU Lender Pull) 03-2012
Current Score: EQ 679 TU 697 (Lender Pull) EX 668 (Lender Pull)
Goal: Reach the 700+ Club!!!


Take the myFICO Fitness Challenge
Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
0

Re: WOO HOO! We closed!!!

Beautiful...Congrats!!!

*8/10/13
Frequent Contributor
Sunshine85
Posts: 367
Registered: ‎01-14-2012
0

Re: WOO HOO! We closed!!!

Very nice! Congrats-

Regular Contributor
newhouse2013
Posts: 244
Registered: ‎12-31-2012
0

Re: WOO HOO! We closed!!!

Woo Hoo indeed! Wow that is quite a journey but glad you made it out with a beautiful house! Enjoy....can't wait to join you.


Starting Score: 529
Current Score: EQF 643, TU 677 EXP 631,Lender Pulled Aug 2, 2013 EX 665, TU 664 and EQF 643
Goal Score: 701



Take the myFICO Fitness Challenge
Super Contributor
ShanetheMortgageMan
Posts: 8,252
Registered: ‎09-28-2007
0
Valued Member
wpbguy
Posts: 46
Registered: ‎02-12-2013
0

Re: WOO HOO! We closed!!!

[ Edited ]

ShanetheMortgageMan wrote:

Congrats wpbguy!!


Thanks Shane. I couldn't have done it without you. But, you already knew that :manlol:

 

Really though, thanks for making it happen so seamlessly and for answering my millions of questions.


Starting Score: EQ 612 (CU Lender Pull) 03-2012
Current Score: EQ 679 TU 697 (Lender Pull) EX 668 (Lender Pull)
Goal: Reach the 700+ Club!!!


Take the myFICO Fitness Challenge
Contributor
qtcbcute
Posts: 97
Registered: ‎06-28-2008
0

Re: WOO HOO! We closed!!!

Congrats wpbguy!!!


Starting Score: ?
Current Score: ?
Goal Score: 720


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Valued Member
wpbguy
Posts: 46
Registered: ‎02-12-2013
0

Re: WOO HOO! We closed!!!


newhouse2013 wrote:

Woo Hoo indeed! Wow that is quite a journey but glad you made it out with a beautiful house! Enjoy....can't wait to join you.



Thanks newhouse2013. Be diligent, ask questions and go through the process with confidence. If you get knocked down, dust yourself off and add the experience to your arsenal. It will happen for you too :smileyhappy:


Starting Score: EQ 612 (CU Lender Pull) 03-2012
Current Score: EQ 679 TU 697 (Lender Pull) EX 668 (Lender Pull)
Goal: Reach the 700+ Club!!!


Take the myFICO Fitness Challenge
Established Contributor
foofighter74
Posts: 828
Registered: ‎12-09-2012
0

Re: WOO HOO! We closed!!!

Awesome! Great job! 

Regular Contributor
Ron6262
Posts: 137
Registered: ‎07-14-2012
0

Re: WOO HOO! We closed!!!

 

   Closed on our tuesday, couldnt even sleep that night.  We are so excited about our little slice of heaven!!


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