10-15-2012 12:13 PM
It has been one heck of a long journey for my husband and I.
We were finally infomrd last Friday that our file was handed over to USDA on 10/5 and were given a tentative closing date of 10/29. BUT, should USDA respond sooner, then we shall be closing sooner.
Gosh this waiting can be so nerve wrecking!! Keep checking my emails, keep looking at my phone hoping for it to magically begin to ring and my LO is at the end of the line saying "Good News! You guys are going to close!"
Anyone else in here waiting for their clear to close from USDA?
We're in Central Florida by the way.
GOOD LUCK to anyone else waiting for the GREEN LIGHT!!
10-15-2012 05:07 PM
Good luck! I am in the same boat as you. We are in North Florida and our file was sent to USDA on 9/18 and we are still waiting to hear news.. It has certainly been a long wait. It says on the website 10-12 days but we are now on day 18. Ugh I am just so ready to have our house and be settled, Good luck and I hope it goes faster for you, although I have hear Central Florida has been taking longer than other areas of FL.
10-16-2012 11:05 AM
Thank you! The same to you!!
Oh my you've been waiting THAT long??? Ugh!! We were given a proposed closing date of 10/29 and after speaking with my LO on Friday, he sounded very confident that all is good and that we SHOULD close prior or on the 29th! I have been trying to find online what Florida's turnaround time was for USDA loans, but I cannot find it. Where did you get the information of 10-12 days?
Although I have come across other forums of people waiting on a USDA Guarantee Loan approval and I've some have had waited as short as 2 days and some as long as 90 days!! The 90 days one makes me extremely nervous!!!
I keep hoping for that phone call! Let's pray for great news to come very, very soon, I know I will!!
10-16-2012 12:58 PM
Crossing my fingers for you! We had to file for an extension because we were supposed to close on 9/28. Hopefully this week or next week though!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO