Mortgage Loans

[quicksilver185]

I was just wondering how the Walmart Transunion FICO score compares to mortgage lender Transunion FICOs? I would appreciate any feedback from anyone who has recently applied for a mortgage and also has the Walmart credit card. Thanks

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[beb86]

walmart is the TU08 and most lenders use a TU04  myFICO uses the TU98.....my EQ from here and my lender was dead on, my TU was higher than here and walmart but their algorithms are all different so YMMV

[Booner72]

Same with me. My lender used TU04. Back then I didn't have access to the TU08 yet, so I can't compare.  I will say though that my TU04 is pretty dead even with Credit Karma, which is always lower.

However, that is just a fluke.  Credit Karma is/was 50 - 100 points lower for DH's TU scores.

[JPersat]

My EQ was the same from the lender and from here. my TU, however...was 654 here (I got all excited, haha), and a 624 from the lender. EX on usaa was 629, 651 from the lender.