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I need a little info on what to expect in my situation.
Currently, I owe 159,000 on my house w/an FHA loan. Estimated selling price is 180,000. I want to sell it, and buy a house that costs 79,000, also hopefully with an FHA loan. No credit issues, debt to income would be in good shape even without selling the first house. Will the lender make me sell my current house before I can get approved? Or will they be able to do some kind of conditional approval before my home sells?
Any info or advice would be greatly appreciated.
You should be able to get pre-approved still, they just may make the approval condition on paying of your current mortgage with the sale of the house.
we do conditional approvals all of the time.
go ahead and apply
Thanks for the help guys.