Want to check my credit score before I start the mortgage pre-approval process

[Anonymous]

So what's the best one to check.  FICO from this site for $15.95, or is there a better one (and which one Experian or Transunion)?  Not interested in daily or monthly monitoring right now, just want to know what the score any potential lender will see so I can have some idea of whats going on LOL (I've never bought a house before).  Also, I'm assuming me pulling the report won't affect the score at all, correct?

Thanks!

[guiness56]

I don't know where you can buy both EQ and TU without the reports.  EX no longer sells their FICO to the consumer.

You may be able to pull only one report and a score from Equifax.com (and look hard for the FICO score) and Transunioncs.com.

[MarineVietVet]

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@Anonymous wrote:

So what's the best one to check.  FICO from this site for $15.95, or is there a better one (and which one Experian or Transunion)?  Not interested in daily or monthly monitoring right now, just want to know what the score any potential lender will see so I can have some idea of whats going on LOL (I've never bought a house before).  Also, I'm assuming me pulling the report won't affect the score at all, correct?

Thanks!

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There are often discounts available. Just do an internet search for "myfico discounts" to save you a little money.

Pulling your own report and/or score will never hurt you.

From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
6/10 TU -772

You can do the same thing with hard work

Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Whats In Your FICO Score

[mauve]

I believe you can just get the TU score by calling them, but I'm pretty sure it's a FAKO.