@tooleman694 wrote:
680 middle score, and you will need to pay the LPMI up front or they cant raise your rate a little.
A little clarification here: LPMI = Lender Paid Mortgage Insurance
How the lender gets the funds to pay the mortgage insurance is to bump up your rate a little bit. "A little bit" depends upon your specific lender. Ask them to do the comparison in writing for you.
So do the math to see what you will save.