@Ashley1980 wrote:
I dont wanna work my whole life and not be able to enjoy what i've worked for. Who knows I may die tomorrow, and all i want is a Honda Accord Coupe...LOL but you get my point. Life is short regardless of your DTI ratio.
At the risk of sounding unbearably corny, you already have the greatest gift that no money can buy and you'll never be able to reclaim later in life: youth.
Material wants will always be there, and they will come and go. But you're rich with what can't be bought at any price right now. Focus on that, knowing that when you become middle-aged, you'll have plenty of time to accumulate trinkets to give you fleeting reminders of a youth that can never be regained.
Revel in what can't be bought to the fullest while you're still able.