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We closed yesterday, what's the locked rate of your 15 yr refi, 30 yr?

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Anonymous
Not applicable

Re: Can you share with us what's the locked rate of your 15 yr refi, 30 yr?

oops misread topic

Message 11 of 14
kysin2014
Contributor

Re: Can you share with us what's the locked rate of your 15 yr refi, 30 yr?

Did a refinance in October and got a 4.25% 30 year fixed with no points.  13 months ago I origionally had a 5.5% 30 year fixed but have just refinanced last month at 4.25% 30 year fixed with no points.

 

Trans FICO 671

Equi FICO 600  Was in the mid 600's in October.


src="http://ficoforums.myfico.com/html/assets/challenge.png" height="50" border="0" >Starting Score: 620
Current Score: 769
Goal Score: 800


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Message 12 of 14
Anonymous
Not applicable

Re: Can you share with us what is the rate of your 15 yrs refi or 30 yrs?

In my area and my bank loan over $625,500 is jumbo, our loan call super conforming loan and LTV is 20%. Our settlement/closing cost ALL fees including $400 appraisal is $2085 (LO waived $650 bank loan fees). We just pay for some of requires $ in reserve and interest that everybody have to pay. Thanks for all inputs.

Message 13 of 14
Anonymous
Not applicable

Just Closed Yesterday, what is the rate of your 15 yrs refi or 30 yrs?

After a full 4 months since we locked the rate. We're very happy now it's over. Thank you for all of your inputs.

Message 14 of 14
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