We're in Final Underwriting!

[Klaws1000]

Hi Everyone! 

Yesterday, I got the e-mail that my file was sent to Final Underwriting!   *Crossing Fingers*

My mortgage journey so far:

Home Location: Cecil County, MD

Purchase Price: $240,000 / No seller assistance - contingent on selling my home (my house went under contract 8.26.2014)

Property: SFH - 1700 sq ft

Submitted Offer 1 on: 06/23/14

Signed Contract on : 06/24/14

Ernest (Deposit) Money: $1000.00

Lender Name: Private Mortgage Broker - Loan thru US Bank

Notes about Lender: N/A

Type of Loan: Conventional 30 year fixed

Inspection: 09/04/2014

Purchase contract addendums: 09/04/2014

Loan Rate: 4.50% with 4.89% APR

Application submitted: 8/28/2014

Loan Processing: 9/15/2015

Mortgage Commitment Letter: 9/18/2014

Appraisal Ordered: 9/12/2014

Appraisal Completed: 9/17/2014

Went to underwriting: September 30, 2014

Underwriting Complete: TBD

Final Approval: TBD
Walk Through:

Closing Date: 10/10/2014

[ezdriver]

Congratulations. Countdown has started ....

10 ...

[Anonymous]

So this is a good thing?  We are in title search phase and my husband has a judgment we are taking care of prior to closing on 10/17.  Is this a good thing?  We have given our landlord notice.  Please advise.

[babyeyes00]

Congrats!  Keep the faith...you are almost there

[Klaws1000]

Right before lunch, I got my CLEAR TO CLOSE!

[ezdriver]

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@Klaws1000 wrote:

Right before lunch, I got my CLEAR TO CLOSE!

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Now THAT is a good thing! Congratulations.