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My wife and I have been trying to find a house for 6 months or so we got pre-approved for 150k from Countrywide. We have put 6 offers in and have been outbid every time until now. We asked for closing and the counter was 2k more for house and they pay up to 4200 closing, (no biggie I low balled the house) but they want us to go get a pre-approval from Wells Fargo. Which right now is freaking both of us out because her credit scores are way lower then mine and we were surprised that we got pre approved with countrywide. So was wondering if anyone knows which one is easier to get approval from? We really want a house because a mortgage would be cheaper then our rent.
Thanks for any info
Brendyn