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Wells Fargo dispute score change...goodwill ltr

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creditballer
Regular Contributor

Wells Fargo dispute score change...goodwill ltr

I recently sent a "goodwill letter" to Wells Fargo to delete 5 late pmts in 2011 during a loan mod. I have pd ontime before and after. They said, I would hear from them before Jan 17, 2013. 

 

Just check EQ Fico..mortgage is not showing negative (details still show 150days late Feb-Jun) but not negative...remark states "consumer disputes info" 

my FICO rose from 710 to 736...my report is clean "consumer pays on time" great pmt history...

 

what does this mean? is the dispute causing the account to not show negative? does it mean Wells will remove the late pmts? 

 

Any info would be appreciated..thanks 


Last App Oct 2013...applied and received Amex PRG and Blue Sky!
FICO -Walmart = 779
Credit Karma = 781
EX-766, EQ 772, TU-759
Goal: 800
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Wells Fargo dispute score change...goodwill ltr

If they are no longer showing up on your credit that means they are already gone.  Nothing changes temporarily during the dispute process it will either change, update, or not change at all.  Sounds like you are good!

Message 2 of 3
creditballer
Regular Contributor

Re: Wells Fargo dispute score change...goodwill ltr

ok that will work for me...it's all good Smiley Happy

thx


Last App Oct 2013...applied and received Amex PRG and Blue Sky!
FICO -Walmart = 779
Credit Karma = 781
EX-766, EQ 772, TU-759
Goal: 800
Message 3 of 3
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