Wells Fargo

[Anonymous]

Greetings,
I applied for a mortgage with Wells and my info was submitted to an underwriting today. I was told they will have an answer by Monday or Tuesday. I have been denied before so will see what happens.

[Anonymous]

Good luck

[Anonymous]

Best of luck. My mortgage is through them. Did everyting online...took a little longer but they were very nice!

[Anonymous]

Awesome! I had to write explanationsomething for all baddies and subit taxes for 2014 and 2015 and I do have 400 to put down. I'm praying they approved me. I

[Anonymous]

$40,000 down payment also.

[Anonymous]

What was your mid credit score?

[Anonymous]

It was three years ago...I don't really remember...maybe a 665.

[Anonymous]

Ok

[Anonymous]

so im waiting to hear from Loan Officer on approval or denial. Hopefully I will get the pre-approval.

[StartingOver10]

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@Anonymous wrote:

so im waiting to hear from Loan Officer on approval or denial. Hopefully I will get the pre-approval.

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In my opinion and experience you should also get a back up lender.  WF tends to issue pre-approvals easily and then when it comes time to close the loan they don't close it. From what i have seen the failure to close the loan is not due to the borrower qualifications, but to lender overlays.   You might want to have a back up plan in place.