What Are the Attributes Associated With an "A" Borrower or Qualities of an "A" Loan ?

[veracious]

While researching ,I found the term puzzling.  I read in numerous articles that  Loan Officers like to service "A" clients or "A" loans.

Can anyone describe what they meant.  

What does it take to be  seen as an "A" borrower?

Does it mean that the mortgage broker will be  servicing your loan, therefore getting a steady income for the life of the loan?

Or does it pertain to something else?

Thanks for any replies.

[doublespaces]

I think its just a term for a really good borrower?

[ShanetheMortgageMan]

Yup.  It normally means someone with excellent credit scores & good debt ratios who is qualifying for an "A paper" loan.  A few years back you may have remembered hearing the terms "Prime" and "Sub-prime".  A paper loans are synonymous with Prime loans.