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I found an article pertaining to Mortgage Market Niches.
Can someone attest to the accuracy of this information found here ?
The Mortgage Professor's Website
Thanks for any replies.
eta: correct subject title
That author uses a lot of words that no one else in the industry uses. The correct term he was searching for is called a Loan-Level-Price-Adjustment (LLPA), I am surprised he wasn't aware of what the actual term is called. You can read the explanation of LLPA's at:
http://ficoforums.myfico.com/t5/Mortgage-Loans/How-lenders-see-you/m-p/817510#M73227
http://ficoforums.myfico.com/t5/Mortgage-Loans/Any-chance-for-a-loan-Please-read/m-p/669768#M65984
Thanks, Shane.
I knew I could count on you to come along and set me straight.
I'm still learning. The mortgage market has changed exponentially since I last bought a home.
I appreciate the link, as I will now have new google search terms to investigate.