I was 26 years old. My fiance bought his first house when he was 22.
Just bought my first place @ 22 wife was on the loan, same age.
I have around a 650 score and she was about 630, we both make pretty decent money, but I qualified on only making 38k, and her @ 36k.
It was a lil stretch but we did get a loan @ 180k.
Your credit score is important, as is your debt to income ratio. Assuming you are doing FHA.
we dont age discriminate.
you qualify or you dont.
right now, you dont. lets see the scores after you pay down cards.
ho long have you been working this job?
I'm not being bitter at all (yeah right) I plan on buying next spring at the age of 29 for a max purchase price of $170K with a single income.
Good Luck to you! and Kudos to your financial security that you are able to buy a house so young.
You Honestly ROCK!!
If everyone at your age (or my age) had that security we would all be rich by the age of 40!