What are my chances?

[nc]

I am about to start looking our first house, my limit is 250K (max 300K). Below are my financial details.

Salary: 100K

Down payment up to: 20%

EQ Fico: 770 plus (other two should be in the same range)

Amex 20K: paid in full every month

Chase 7.5K: just using it to keep it active

DCU 3K: just using it to keep it active

HSBC 5.1K, 0% APR, balance 2.8K, minimum payment 100 but paying 200 per month (can pay it right away just enjoying 0% APR)

Honda: just paid 2K, last 4 payments remaining (300 /month)

I support my parents and pay them $500 per month and it is kind of my fixed expense. I have no other loans or obligations. My current rent is $1,550, if it matters.

Should I pay off HSBC and Honda before I go for preapproval or I look ok with it?

Thanks for your inputs.

--NC

[lpayton]

In my very humble opinion you should be fine, although if you have the ability to pay all revolving debt down, why not do it? 

Just my .02.

[nc]

Thanks..

I think I will pay off auto loan by end of this month and will pay some part of HSBC balance also.

How can I get lowest APR? Form where I can get comparison between different banks and CU's mortgage rates?