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What are you waiting for today ????

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working-hard-atit
Contributor

Re: What are you waiting for today ????

Thanks, I'll keep you all in my prayers... I know this is a nerve recking process but there is light at the end of the tunnel!!! If you do what the UW request you to do then the process will go smoothly.  I think the worst part of my process was the waiting which drove me plum crazy.... Smiley Tongue


Starting Score:TU 580 EX ? 1/7/2013
Current Score:TU 659 4/2/2013 EX 650 4/20/2013
Goal Score: 670

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Message 201 of 337
ccubedzx3
Regular Contributor

Re: What are you waiting for today ????

We are still waiting on the builder to finish and to get a C of O, and a CTC....right now I feel like I am sitting in a dark corner watching paint dry, while waiting for the grass to grow.  Everything is in on our end, now everyone else needs to do their job!

 

 


Starting Score:2/1/16 565
Current Score: 3/1/16 575
Lender Mid Score: 3/1/16 575

Goal Score: 700


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Message 202 of 337
mzware
Contributor

Re: What are you waiting for today ????

Waiting for the appraisal to be submitted so that we can find out if it appraises for the amount we agreed upon. I am down to 9 days now and I am starting to think that we may not be able to close before the 15th. We were told that we could close before the 15th, but I'm not so sure anymore. Our appraiser seems to be one who waits until the last minute to do anything. He had 10 business days to get out to do the appraisal and he took all ten days. Oh well nothing I can do, but wait. I would like for all of this to just be over soon and my family and I living in our home.

Goal Score: 700 Across the Board











Message 203 of 337
NyssaHoney
Valued Member

Re: What are you waiting for today ????

One condition to be cleared by the UW so that we can get the increase for our pre-approval letter.  NACA is great!

Message 204 of 337
ESA2012
New Contributor

Re: What are you waiting for today ????

I am waiting on 2 things till my conditions are satisfied. My final grant approval my down payment assistance. This annoying judgement that showed up on the title when title company prossessed. The judgement was not even an unpaid judgement. I was satisfied quickly but still showing up 3 years later unpaid. It's been a headache of a process. I keep saying this will be worth it..
Message 205 of 337
jordanmedical
Established Contributor

Re: What are you waiting for today ????

Just FINALLY got out of UW, now waiting for theose 3 magical words.

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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Message 206 of 337
raisinitup
Regular Contributor

Re: What are you waiting for today ????

Gosh, congratulations jordanmedical. You should get your CTC tomorrow or Wednesday, huh ?
12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Message 207 of 337
jordanmedical
Established Contributor

Re: What are you waiting for today ????

I'm praying for tomorrow. I'm currently in a motel and it sux.
-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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Message 208 of 337
playa1125
Established Member

Re: What are you waiting for today ????

Still in UW...sent some letters last night

Message 209 of 337
mzware
Contributor

Re: What are you waiting for today ????

still waiting on the appraisal to be submitted.

Goal Score: 700 Across the Board











Message 210 of 337
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