Reply
Regular Contributor
Posts: 224
Registered: ‎12-11-2012
0

Re: What are you waiting for today ????

Appraisals are so conservative now, it's scary that it may come in way below but hopefully it's a motivator for the sellers to proceed. We're trying not to fall in the love with the house but with every day, it gets harder. Hey, knowing is half the battle right.

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Regular Contributor
Posts: 224
Registered: ‎12-11-2012
0

Re: What are you waiting for today ????

@Homebuyer....I wanna pack some boxes !

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Contributor
Posts: 102
Registered: ‎09-10-2012
0

Re: What are you waiting for today ????

Waiting to hear back from Seller on my offer I submitted yesterday.

 

I asked for 5.25% Seller's Assist. They only want to give me 2% which won't work. My Agent is negotiating with them now.

 

I can barely keep still waiting to hear what they'll decide.

 

:smileysurprised:

Valued Member
Posts: 130
Registered: ‎02-15-2012
0

Re: What are you waiting for today ????

[ Edited ]

raisinitup wrote:

Appraisals are so conservative now, it's scary that it may come in way below but hopefully it's a motivator for the sellers to proceed. We're trying not to fall in the love with the house but with every day, it gets harder. Hey, knowing is half the battle right.


Oh I know and I'm so scare right now. I want  to start planning for the kitchen and bathroom remodeing and my husband is like hold your horse just in case the appraisal come out too low. I want to start packing and again my husband is telling me to wait.

Frequent Contributor
Posts: 353
Registered: ‎05-01-2007
0

Re: What are you waiting for today ????

We are in our first round of underwriting.  Hopefully it will be the only round, but I'm sure they'll find something.  In the meantime, my midscore went up two points from 639 to 641.. so we might be able to get that discounted rate afterall.

2011: EQ 580~
2012: EQ 620~
2013: EQ 641, TU98 645, TU04 635, TU08 635, EX 648 (lender)
Closed on first home 4/25/13.
Contributor
Posts: 102
Registered: ‎09-10-2012
0

Re: What are you waiting for today ????

That's awesome!!! I hope you do get a better rate.

Established Member
Posts: 11
Registered: ‎09-09-2012
0

Re: What are you waiting for today ????

Waiting for our closing this Wednesday April 17!!! Woooo hoooo

So excited but anxious...

Member
Posts: 24
Registered: ‎04-14-2013
0

Re: What are you waiting for today ????

Waiting to hear ANYTHING... My LO sort of dropped off the planet after she went on vacation a week ago. She came back, but hasn't really kept in touch. I was finally able to piece together I was in final underwriting when she requested some document from me.

 

I know, I know. She may have nothing to report... But I'd rather get an email letting me know things are still rolling along than silence. Each day's wait is painful! :smileyhappy:

Regular Contributor
Posts: 171
Registered: ‎04-30-2012
0

Re: What are you waiting for today ????

Just sent back documentation for our first round of conditions. I'm hoping they don't cause a second round.  We received conditional approval this past Saturday, but now we sit and wait to see what the underwriter has for us next!  It is maddening!


Starting Score:5/22/10 590
Current Score: 6/11/13 670
Lender Mid Score: 6/11/13 670

Goal Score: 700


Take the FICO Fitness Challenge
Regular Contributor
Posts: 224
Registered: ‎12-11-2012
0

Re: What are you waiting for today ????

OOOOH - Congratulations Homeowner14. You've got a closing date, that's awesome ! Once I get that far along I think I may be able to breathe just a little easier.

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.