Reply
Regular Contributor
raisinitup
Posts: 224
Registered: ‎12-11-2012
0

Re: What are you waiting for today ????

Appraisals are so conservative now, it's scary that it may come in way below but hopefully it's a motivator for the sellers to proceed. We're trying not to fall in the love with the house but with every day, it gets harder. Hey, knowing is half the battle right.

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Regular Contributor
raisinitup
Posts: 224
Registered: ‎12-11-2012
0

Re: What are you waiting for today ????

@Homebuyer....I wanna pack some boxes !

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Contributor
Startfromwithin
Posts: 102
Registered: ‎09-10-2012
0

Re: What are you waiting for today ????

Waiting to hear back from Seller on my offer I submitted yesterday.

 

I asked for 5.25% Seller's Assist. They only want to give me 2% which won't work. My Agent is negotiating with them now.

 

I can barely keep still waiting to hear what they'll decide.

 

:smileysurprised:

Valued Member
In-A-Limbo
Posts: 130
Registered: ‎02-15-2012
0

Re: What are you waiting for today ????

[ Edited ]

raisinitup wrote:

Appraisals are so conservative now, it's scary that it may come in way below but hopefully it's a motivator for the sellers to proceed. We're trying not to fall in the love with the house but with every day, it gets harder. Hey, knowing is half the battle right.


Oh I know and I'm so scare right now. I want  to start planning for the kitchen and bathroom remodeing and my husband is like hold your horse just in case the appraisal come out too low. I want to start packing and again my husband is telling me to wait.

Frequent Contributor
Adalen
Posts: 353
Registered: ‎05-01-2007
0

Re: What are you waiting for today ????

We are in our first round of underwriting.  Hopefully it will be the only round, but I'm sure they'll find something.  In the meantime, my midscore went up two points from 639 to 641.. so we might be able to get that discounted rate afterall.

2011: EQ 580~
2012: EQ 620~
2013: EQ 641, TU98 645, TU04 635, TU08 635, EX 648 (lender)
Closed on first home 4/25/13.
Contributor
Startfromwithin
Posts: 102
Registered: ‎09-10-2012
0

Re: What are you waiting for today ????

That's awesome!!! I hope you do get a better rate.

Established Member
Homeowner2014
Posts: 11
Registered: ‎09-09-2012
0

Re: What are you waiting for today ????

Waiting for our closing this Wednesday April 17!!! Woooo hoooo

So excited but anxious...

Member
mgm4g5
Posts: 24
Registered: ‎04-14-2013
0

Re: What are you waiting for today ????

Waiting to hear ANYTHING... My LO sort of dropped off the planet after she went on vacation a week ago. She came back, but hasn't really kept in touch. I was finally able to piece together I was in final underwriting when she requested some document from me.

 

I know, I know. She may have nothing to report... But I'd rather get an email letting me know things are still rolling along than silence. Each day's wait is painful! :smileyhappy:

Regular Contributor
ccubedzx3
Posts: 171
Registered: ‎04-30-2012
0

Re: What are you waiting for today ????

Just sent back documentation for our first round of conditions. I'm hoping they don't cause a second round.  We received conditional approval this past Saturday, but now we sit and wait to see what the underwriter has for us next!  It is maddening!


Starting Score:5/22/10 590
Current Score: 6/11/13 670
Lender Mid Score: 6/11/13 670

Goal Score: 700


Take the FICO Fitness Challenge
Regular Contributor
raisinitup
Posts: 224
Registered: ‎12-11-2012
0

Re: What are you waiting for today ????

OOOOH - Congratulations Homeowner14. You've got a closing date, that's awesome ! Once I get that far along I think I may be able to breathe just a little easier.

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+