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What are you waiting for today ????

Regular Contributor

Re: What are you waiting for today ????

Appraisals are so conservative now, it's scary that it may come in way below but hopefully it's a motivator for the sellers to proceed. We're trying not to fall in the love with the house but with every day, it gets harder. Hey, knowing is half the battle right.

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Message 11 of 337
Regular Contributor

Re: What are you waiting for today ????

@Homebuyer....I wanna pack some boxes !

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Message 12 of 337
Contributor

Re: What are you waiting for today ????

Waiting to hear back from Seller on my offer I submitted yesterday.

 

I asked for 5.25% Seller's Assist. They only want to give me 2% which won't work. My Agent is negotiating with them now.

 

I can barely keep still waiting to hear what they'll decide.

 

Smiley Surprised

Message 13 of 337
Valued Member

Re: What are you waiting for today ????


raisinitup wrote:

Appraisals are so conservative now, it's scary that it may come in way below but hopefully it's a motivator for the sellers to proceed. We're trying not to fall in the love with the house but with every day, it gets harder. Hey, knowing is half the battle right.


Oh I know and I'm so scare right now. I want  to start planning for the kitchen and bathroom remodeing and my husband is like hold your horse just in case the appraisal come out too low. I want to start packing and again my husband is telling me to wait.

Message 14 of 337
Frequent Contributor

Re: What are you waiting for today ????

We are in our first round of underwriting.  Hopefully it will be the only round, but I'm sure they'll find something.  In the meantime, my midscore went up two points from 639 to 641.. so we might be able to get that discounted rate afterall.

2011: EQ 580~
2012: EQ 620~
2013: EQ 641, TU98 645, TU04 635, TU08 635, EX 648 (lender)
Closed on first home 4/25/13.
Message 15 of 337
Contributor

Re: What are you waiting for today ????

That's awesome!!! I hope you do get a better rate.

Message 16 of 337
Established Member

Re: What are you waiting for today ????

Waiting for our closing this Wednesday April 17!!! Woooo hoooo

So excited but anxious...

Message 17 of 337
Member

Re: What are you waiting for today ????

Waiting to hear ANYTHING... My LO sort of dropped off the planet after she went on vacation a week ago. She came back, but hasn't really kept in touch. I was finally able to piece together I was in final underwriting when she requested some document from me.

 

I know, I know. She may have nothing to report... But I'd rather get an email letting me know things are still rolling along than silence. Each day's wait is painful! Smiley Happy

Message 18 of 337
Regular Contributor

Re: What are you waiting for today ????

Just sent back documentation for our first round of conditions. I'm hoping they don't cause a second round.  We received conditional approval this past Saturday, but now we sit and wait to see what the underwriter has for us next!  It is maddening!


Starting Score:2/1/16 565
Current Score: 3/1/16 575
Lender Mid Score: 3/1/16 575

Goal Score: 700


Take the FICO Fitness Challenge
Message 19 of 337
Regular Contributor

Re: What are you waiting for today ????

OOOOH - Congratulations Homeowner14. You've got a closing date, that's awesome ! Once I get that far along I think I may be able to breathe just a little easier.

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Message 20 of 337