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What are you waiting for today ????

Regular Contributor

Re: What are you waiting for today ????

Yes, just remain positive. Tomorrow is another day and my LO said when the appraisal is not quick, it usually comes in favorably. Keep us posted!
12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Regular Contributor

Re: What are you waiting for today ????

@kdmitchell27 Sending positive vibes your may. Praying that you hear something tomorrow !
12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Member

Re: What are you waiting for today ????

My husband spoke to the LO, she said they are only waiting for the appraisal and the Home Insurance stuff. We paid for the appraisal 6 days ago, I'm not sure why they have just had to put a 'rush' on it. I've also sent them the Insurance contact info three times and they still haven't contacted her, but they will tomorrow. 

 

I've confirmed the closing date, either I had it wrong or it got changed. Either is a possibility as there have been many mishaps in our home seach journey.

 

I'm going back to watching Torchwood, I understand that better than UW.

Established Contributor

Re: What are you waiting for today ????

I'm waiting for the gift deposit to clear my account so my processor can get everyhting through UW which I'm most nervous of but they hope to only have to delay my closing til the end of the month now that we are no longer doing down payment assistance.

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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Valued Member

Re: What are you waiting for today ????

LO said that the appraisal result will come in today. I been hitting refresh in my inbox since 7am... The last piece of the puzzle.

Frequent Contributor

Re: What are you waiting for today ????

My wallet was stolen over the weekend.  Sooo, all credit cards are cancelled and driver's license is lost.  Have to get a print out from DMV on Friday and we may be closing Friday, too.  Just depends on what the UW comes back with.

 

Thankfully they did not use any of my cards (even after four days).  So, they must have just wanted the wallet because it was Coach.  Greedy people!

2011: EQ 580~
2012: EQ 620~
2013: EQ 641, TU98 645, TU04 635, TU08 635, EX 648 (lender)
Closed on first home 4/25/13.
Regular Contributor

Re: What are you waiting for today ????

OMG - thank GOD they didn't go and charge up a bunch of $$ that would've delayed your closing. Sorry that happened to you but glad you were able to quickly rebound!

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Contributor

Re: What are you waiting for today ????


raisinitup wrote:
Yes, just remain positive. Tomorrow is another day and my LO said when the appraisal is not quick, it usually comes in favorably. Keep us posted!

raisinitup, appraisal came in today and it appraised for $4000.00 higher!!!! Woot Woot!!! Glad this portion of the process is complete...


Starting Score:TU 580 EX ? 1/7/2013
Current Score:TU 659 4/2/2013 EX 650 4/20/2013
Goal Score: 670

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Regular Contributor

Re: What are you waiting for today ????

WOWWWWWWWW - that's awesome !!!

 

Now that was worth the wait !

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Member

Re: What are you waiting for today ????

Waiting for a clear to close... Have been waiting for it for a while... Smiley Sad Nothing yet from LO.