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What if after downpayment and seller concessions, there is money left at closing. Where does it go?
We were given the option of applying it to our loan or getting a check. We chose to get a check and turn around and apply it to our principle on our own. It was actually more beneficial for us to do that.
Depends on what the contract says....are you having a seller contribution and some other type of assistance? Sometimes the wording is that the seller will pay "up to X" so there are no additional funds. What is the wording in your contract?
Was that for FHA or Conventional? Does it matter?
it says with sum of $XXXX or 3% of purchase price (seller concessions)
if you dont use the seller concessions.... they stay with seller