I would agree with OneMortgageGuy, lenders have put a hold on No-Docs for anything under 660 and do require a substantial amount in reserves.
No-Doc's took a major beating in the past 8 months, lots of Mortgage bundles with no-doc loans and FICO averages of 700+ have higher default rates than the 620- (sub-prime). It's suspected the No-Doc loans were not exactly accurate, and because of that are much harder to obtain.