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What mortgage officers look at other than a FICO score

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StartingOver10
Moderator Emerita

Re: What mortgage officers look at other than a FICO score

In 35 years I only saw it once (I'm a Realtor) and it was with a bad lender (referring to closing credit cards here). As to the rest - they look at late pays and scores and payment amounts so your DTI can be calcuated accurately.

 

 

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