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Hi. We are newly pre-approved and have just started looking for a new home. Is there a way to update a credit report to show accounts that are paid off. Our mortgage approval is contingent on debts that we have paid off showing a zero balance on our credit reports. The lender requested a 45 day escrow to ensure this happens, but our realtor is saying this is a problem for some sellers accepting our offer. Thanks.
You can have them order a RR (rapid rescore)