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I am currently in the mortgage process with BB&T and my EQ score was the exact same as on FICO and my TU was exactly the same as my Walmart TU FICO. I knew that my EX has always been my highest score and since I knew what my TU and EQ were I already knew what to expect. The TU score on here was a few points lower than my Walmart TU and BB&T TU score. But if you can get your EQ FICO it should match exactly. They take the mid score of the 3 so if you can get the EQ FICO and maybe you know that it is usually your lowest score like mine is you should be fine as long as it is over a 640 for USDA. But to be on the safe side make sure your normally lowest score is even above the 640.