Saving money is more important, what are your scores?
I have my car financed threw the blood suckers of american general. I owe 3 years left on it but with a out ragous intrest rate.Now that my credit is better would it be wise to maybe go to the credit union and refinance it threw them?Or could that hurt my credit even more.
Once these 3 cards report their paid balances, you should see a major increase in your scores.
Right now my FICO score is 632. Right now it shows all 3 CC's maxed out. I just paid them off so I am hoping that will bring my score up.