When do Equifax and Transunion update?

[deg757]

My Experian credit report updated with my new credit card balance this morning but Equifax and Transunion didn't. Does anyone know how long it takes for them to update? I am waiting to start pre-approval until these update and I don't want to spend $40 everyday to check them if it takes them a while to update.

[Anonymous]

Sign up for an account on creditkarma.com. It's free and will give you your Transunion credit report daily. Just disregard the scores. Transunion is usually the slowest of the 3 to update cc balances, so once it is updated there, it probably will have gone through Equifax already, too.

[deg757]

I know you said to ignore the scores on credit karma but I have a question about them. My score is 31 points lower on credit karma than the one I got from here. The myFICO score is the true correct score, right?

[LALALISA]

Yes, although myFICO score was a little lower than what my lender pulled on 8/13 but the one on Credit Karma is called a FAKO.  Ignore it and don't stress over it