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it can be pretty easy if you have good people to work with
studioguy wrote:I have a couple of questions:1. I have an approx closing date of Oct 30th on a new construction build. I have been auto pre approved and have already provided my W2's and DD214 (va loan), since my closing date isnt until Oct, when should I submit 2 paystubs and 2months banks statements? 60 days out, 45 days out??Im asking because I want to stop my 401k contributions show it doesnt show on my paystubs, I will restart it after closing after I figure out how much I can afford to put back in. that will NOT make your file one bit stronger. dont stop2. I was informed that I have to have 2months reserves in my account... does this have to be there when I send my bank statements to the Loan Officer, or is it ok as long as I have saved that amount before closing (oct 30th)? will have to be on bank statements.I know my lender can answer these questions but its 1:20am and cant sleep thinking of all these crazy mortgage concerns I have. Man I cant wait till this is all over with..They say buying a house is fun but I beg to differ. lol
@DallasLoanGuy wrote:it can be pretty easy if you have good people to work with
@studioguy wrote:I have a couple of questions:1. I have an approx closing date of Oct 30th on a new construction build. I have been auto pre approved and have already provided my W2's and DD214 (va loan), since my closing date isnt until Oct, when should I submit 2 paystubs and 2months banks statements? 60 days out, 45 days out??Im asking because I want to stop my 401k contributions show it doesnt show on my paystubs, I will restart it after closing after I figure out how much I can afford to put back in. that will NOT make your file one bit stronger. dont stop2. I was informed that I have to have 2months reserves in my account... does this have to be there when I send my bank statements to the Loan Officer, or is it ok as long as I have saved that amount before closing (oct 30th)? will have to be on bank statements.I know my lender can answer these questions but its 1:20am and cant sleep thinking of all these crazy mortgage concerns I have. Man I cant wait till this is all over with..They say buying a house is fun but I beg to differ. lol