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Just signed my last 6 months lease......
Hope to close on a house in middle of May. When should I start the process...
I hope to use the USDA Guarantee Loan.
I am going to the Bahamas for a week in middle of March.
First, go through your credit reports and make sure there are no problems. IF there are, and they are fixeable, fix them.
I would start looking around January, but an easy pace. Mainly just to get a really good idea of not only the neighborhoods, but also what is going on in pricing. Looking around in January/February will give you really good insight into if prices are fairly stable come April and May.
i would say contact a lender mid to late February or so.