Where do i look? - Auto

[Anonymous]

Hello,

This is my first post here so i was having some issues. I would like some advice on where to start looking for an auto loan. I'm not too concerned about a bad rate, just need to get financed. My scores are as following:-

Ex 534 Eq 494 TU 504

Badies: BoA 700.00 C/O

             CACH LLC 2134.48(BoA debt) Settled for Less than Full(03/2008)

Installment accounts:

Student Loan: 1070 Us Fed Direct - Est 09/2004

Pay history eith not reported or current depending on report as it was on deferment, my most recent installment due was reported 60 late because i screwed up and didn't complete my deferment paperwork(working on getting this off)

I am confused on the reason i am so low, i paid all my bad debt and only had 1 late on my only account. Help me =)

I did open a CC with HSBC for 200.00(secured) and it hasn't reported yet.

So my baddies are cleared up, except the 1x60 for Mar on the Student loan.

[shyboy]

Hello Welcome. I would try roadloan.com

[pattycake]

Try the Second Chance Program and University Federal Credit Union out of TX. www.ufcu.org. They do auto loans for people with lower credit scores. Good luck!

[Anonymous]

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rabdelr wrote:

Hello,

This is my first post here so i was having some issues. I would like some advice on where to start looking for an auto loan. I'm not too concerned about a bad rate, just need to get financed. My scores are as following:-

Ex 534 Eq 494 TU 504

Badies: BoA 700.00 C/O

             CACH LLC 2134.48(BoA debt) Settled for Less than Full(03/2008)

Installment accounts:

Student Loan: 1070 Us Fed Direct - Est 09/2004

Pay history eith not reported or current depending on report as it was on deferment, my most recent installment due was reported 60 late because i screwed up and didn't complete my deferment paperwork(working on getting this off)

I am confused on the reason i am so low, i paid all my bad debt and only had 1 late on my only account. Help me =)

I did open a CC with HSBC for 200.00(secured) and it hasn't reported yet.

So my baddies are cleared up, except the 1x60 for Mar on the Student loan.

---

Try a local credit union. I was in a position similiar to yours 2 years ago. With those scores you might have a very high interest rate. Mine was about 18%. with scores between 400-590. It's a start though to rebuild your credit. Also remember that most dealers are going to want a down payment. Have it handy just in case.

Thanks

[Anonymous]

Superchargedcredit.com has a couple of programs that may work for you.

[Anonymous]

i think that might be roadloanS.com   btw