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Where is foreclosure listed?

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livingfree
New Contributor

Where is foreclosure listed?

I filed chp 7 in March 2011 and it was discharged Aug 2011. My home was foreclosed in June 2012. I included the home in my bankruptcy. My question is where is the foeclosure listed?  It doesn't show on my credit report nor on public record. The bankruptcy is showing, that's it. I will like to buy a home. I do understand that I have to wait 3 years.

5/13/13 EQ 636 (Myfico), TU 660 lender pull , EX 640 lender pull
Barclay Rewards MC $2300, Cap One $750, Walmart $800, Macys $2000, Lane Bryant $600.
Message 1 of 5
4 REPLIES 4
webhopper
Moderator Emeritus

Re: Where is foreclosure listed?

how do you know that your foreclosure happened in June 2012?

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 2 of 5
livingfree
New Contributor

Re: Where is foreclosure listed?

I checked the county's website and it was taken out of my name on June  2012.

5/13/13 EQ 636 (Myfico), TU 660 lender pull , EX 640 lender pull
Barclay Rewards MC $2300, Cap One $750, Walmart $800, Macys $2000, Lane Bryant $600.
Message 3 of 5
webhopper
Moderator Emeritus

Re: Where is foreclosure listed?


@livingfree wrote:

I checked the county's website and it was taken out of my name on June  2012.


 

Have you checked the county public records? If so then that is your "foreclosure" date. Keep a copy of that record to make sure that a more recent date is not entered on your credit report.
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 4 of 5
luckyashes04
New Contributor

Re: Where is foreclosure listed?

What does your mortgage tradeline say on your credit report?
Message 5 of 5
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