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Which FICO Score version used by mortgage companies?

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jaypeedee
New Contributor

Which FICO Score version used by mortgage companies?

Hello all, 

 

What is truly the most commonly used score version used by mortgage lenders?  According to the new features on myfico which show you previous scoring models, score 2 is.  Anyone else have any ideas?

 

thanks


Starting Score: 604
Current Score: TU-632!-4/11/12
USAA CCMP:TU592 EQ574 EX592 UPDATED 3/19/12

Goal Score: 720


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StartingOver10
Moderator Emerita

Re: Which FICO Score version used by mortgage companies?

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bdhu2001
Valued Contributor

Re: Which FICO Score version used by mortgage companies?


@jaypeedee wrote:

Hello all, 

 

What is truly the most commonly used score version used by mortgage lenders?  According to the new features on myfico which show you previous scoring models, score 2 is.  Anyone else have any ideas?

 

thanks


This is answered a few times in the forum and on the Internet. But here they are:

a. EQ  Beacon 5.0

b. TU Fico 04

C. EX Experian v2

The EQ and EX score are provided when you purchase the Bureau report for those records or when you purchase the 3B report.

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Current Score: EX 849 EQ 835 TU 843
Goal Score: 850


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