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Which score do they use?

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Which score do they use?

I'm going to apply for a mortgage in 1-2 weeks and I'm getting multiple scores.

As of right now my Equifax scores are as follows:

Equifax FICO from FICO.com = 726
Equifax credit score from Equifax = 708
Equifax Power FICO score = 735

My CC util is 15% and after my Discover card reports next week it will drop my util to 11% hopefully bumping up my score a few more points.

So which score will the lenders pull?
CAPITAL ONE WORLD MC $6,500 / DISCOVER IT $1,500 / CITI DIAMOND PREFERRED MC $1,900 / CHASE SLATE $3,000 / CHASE MARRIOTT SIGNATURE VISA $5,000

Current Scores:

Equifax = 729
Experian = 726
TransUnion = 741
Message 1 of 2
1 REPLY 1
wagsk1
Regular Contributor

Re: Which score do they use?

The power score seems to be the one they use from EQ. If you look thru some of these posts there is alot of info on what exactly all 3 CR`s use for mortgages.

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