I'm going to apply for a mortgage in 1-2 weeks and I'm getting multiple scores.
As of right now my Equifax scores are as follows:
Equifax FICO from FICO.com = 726
Equifax credit score from Equifax = 708
Equifax Power FICO score = 735
My CC util is 15% and after my Discover card reports next week it will drop my util to 11% hopefully bumping up my score a few more points.
So which score will the lenders pull?
CAPITAL ONE WORLD MC $6,500 / DISCOVER IT $1,500 / CITI DIAMOND PREFERRED MC $1,900 / CHASE SLATE $3,000 / CHASE MARRIOTT SIGNATURE VISA $5,000
Current Scores:
Equifax = 729
Experian = 726
TransUnion = 741