I relocated to another state with a package paid by my employer. After selling my current home, I am eligible to purchase another in my new state and my employer will foot the closing costs along with a 1% origination fee. I am looking to purchase late next year or into 2012. My employer has "preferred" lenders where the process is much simpler with direct billing. If I select my own mortgage company, I would have to up the costs and be reimbursed. So although I could look into a credit union for financing, it may be better to go with a preferred lender for simplicity's sake.
My option of companies are Bank of America (I am not a fan of them in general), Wells Fargo and Citi. Which of the 3 is best to work with in terms of being smooth with escrow payments, flexible payment plans/options, better customer service, work harder to get you better rates, etc. ? I have some experience with them all in various ways (credit card, car note, checking account), but unsure as to which is best for undertaking a new mortgage.
Any help is appreciated!
