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I have great credit scores, all above 770. All three credit bureau's tell me my negative is I don't have any real estate loans. I own my house outright. I just pay taxes on it. Are they saying I have to mortgage it in order to get a higher score? What's the deal? Any answers would be appreciated.
Locking the thread. The same question is asked here: http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Do-I-need-a-mortgage-for-higher-scores/m-...
Please don't post the same thing across multiple boards.