Re: Why is NVR doing so many HP's

MrChairman · ‎12-09-2012

Since I have applied for mymortgage through NVR, my credit has been HP a total of 6 times. Most occuring in November and October. I wonder if this is standard procedure through the underwriting process? Has anyone had any similar experiences going through the approval process?

Starting Score:TransUnion: 698 (12 FEB 2010), Equifax: 674 (12 FEB 2010)
Current Score (Lender Pulled):TransUnion: 684 (12 SEP 2016), Equifax: 696 (12 SEP 2016), Experian: 679 (12 SEP 2016)
Goal Score:All scores All scores at least 700+ by December 2017!!

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lsjohns00 · ‎12-10-2012

I've been pulled twice since day one. Just starting the underwriting process though. I will keep you posted.

Starting Score: 565
Current Score: EQ 653, TU 657, EX 656 Lender Pull (MyFico)
Goal Score: 720

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MrChairman · ‎12-10-2012

Thanks Isjohns!

Starting Score:TransUnion: 698 (12 FEB 2010), Equifax: 674 (12 FEB 2010)
Current Score (Lender Pulled):TransUnion: 684 (12 SEP 2016), Equifax: 696 (12 SEP 2016), Experian: 679 (12 SEP 2016)
Goal Score:All scores All scores at least 700+ by December 2017!!

Take the FICO Fitness Challenge

tooleman694 · ‎12-10-2012

Are you doing a rapid rescore. mine was checked a ton of times when going thru the rescore process.

MrChairman · ‎12-10-2012

No toole, no rapid rescore...

Starting Score:TransUnion: 698 (12 FEB 2010), Equifax: 674 (12 FEB 2010)
Current Score (Lender Pulled):TransUnion: 684 (12 SEP 2016), Equifax: 696 (12 SEP 2016), Experian: 679 (12 SEP 2016)
Goal Score:All scores All scores at least 700+ by December 2017!!

Take the FICO Fitness Challenge

Why is NVR doing so many HP's

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Why is NVR doing so many HP's