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I'd love to be approved for a conventional loan, however, with my short credit history and small downpayment
(3.5%-5%), I'm expecting to be approved for FHA.
If I can manage both jobs through the end of the year, I should have 8k available to me. (5k would be used as down payment, the other 3k would be used for other misc. costs)
I think we'll hear more about the extension of the tax credit as the new year approaches!
update!
I completed an over the phone application with a loan officer and he has pre-approved me for 135-140k!
Thank you all for your comments and taking the time to read over this!
Thanks for the help!
-- Nick