New Visitor
Posts: 1
Registered: ‎02-28-2013

Will I qualify for a refi? Odd circumstances

I hold the deed of my house but mortgage is in my dad's name.  My mother passed away last year so trying to get it in my name.  I did have a mortgage for 10 years on another property but score dropped when I sold that and no mortgage reporting.


scores today are 637 and 622.  I owe about 3800 on CC.  Trying to pay that off.


What are the chances of a refi.    I have about 15,000 in equity in the house and have lived there and paid the mortgage, insurance and taxes for 7 years.

Super Contributor
Posts: 6,309
Registered: ‎07-03-2007

Re: Will I qualify for a refi? Odd circumstances

if you have been on title, then a refi shouldnt be a problem.


done these before.... just been a while.


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