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Will I qualify?

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Anonymous
Not applicable

Will I qualify?

Hi everyone. I want to try for an fha mortgage in or around October of this year. I make 36000yr. and I have no current credit cards. I have about 2-3 baddies from 2003 or earlier. I have 3 current tradelines with 12 mo of good history on them. I have about 3500 in savings. My lowest score is about 650. My question is, do you think I will qualify for a 90000-100000 loan. One more question I have is, does anyone know if Victorville, Hesperia, or the San Bernardino County have any down payment assistance programs available at this time? Thanks in advance.
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Anonymous
Not applicable

Re: Will I qualify?

Anyone? Dallas?
Message 2 of 3
malys28
Established Member

Re: Will I qualify?

Most of the DPA programs through the state of CA have been put on hold due to the budget issues but there may still be some out there.

 

http://www.calhfa.ca.gov/homebuyer/

http://www.nhsie.org/downpaymentassistance.htm

 

I'm closing on a 114k loan tommorrow in Moreno Valley (moving out of San Bernardino) that is FHA with 6% to closing from the seller so 100k shouldn't be too much trouble

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