JUST spoke to my friend at the CU and she had me send her a copy of the CR showing the error.
I asked if I could just go in and ask at my local branch, and she said "No, the department that would deal with that isn't local to you." But she did say that she can handle it (still crossing fingers, though) if it's in error (which is what the lending department at the CU told me).
She is such a sweet person. One of the kindest (despite the stereotype -- since she works in collections) people I've ever talked to. She seems to be putting off everything else to help us with this!!
If all this gets taken care of and the loan goes through smoothly ('cause if it doesn't, where I'll be, I don't think they have internet access -- getting cables through padded walls ain't easy, I guess), the question remains:
Should I get her a fruit basket or a bouquet of roses?!
(Please, though, don't stop crossing your fingers for us!)
I asked if I could just go in and ask at my local branch, and she said "No, the department that would deal with that isn't local to you." But she did say that she can handle it (still crossing fingers, though) if it's in error (which is what the lending department at the CU told me).
She is such a sweet person. One of the kindest (despite the stereotype -- since she works in collections) people I've ever talked to. She seems to be putting off everything else to help us with this!!
If all this gets taken care of and the loan goes through smoothly ('cause if it doesn't, where I'll be, I don't think they have internet access -- getting cables through padded walls ain't easy, I guess), the question remains:
Should I get her a fruit basket or a bouquet of roses?!
(Please, though, don't stop crossing your fingers for us!)
OMGosh!!! I dunno, but I think ya'll's prayers and good thoughts have WORKED!!
JUST spoke to our Loan Processor (she is SUCH an angel!) and delivered the spiel/explanation to her about the misreporting (my friend at the CU still hasn't gotten back to me yet).
Our LP interrupted me and said "Sweetheart, it's fine. You're already in Final Underwriting and we're not going to pull your credit again at all." She then went on to promise that we can close on Monday!! OMGosh, if I could've I would've given her the biggest smooch and hug right then and there!!
I was so totally pooping a 2 ton brick, there. Even if the CU updated the CRAs to correct the mistake today (they also offered to send a letter to CW stating that it's an error), it would have taken at least 5 days to get everything straightened out. Yikes!!
But really, I just want to thank you guys ... you have been so patient with me, so patient with my stupid questions and paranoia. Have just been such kind, wonderful people. God Bless every single one of you. Seriously. I don't mean that lightly.
I really hope that the Good Lord Blesses you guys. I really do. If ya'll were able to put up with me and my dumbo questions for so long and so patiently, you deserve Blessings in SPADES!!
JUST spoke to our Loan Processor (she is SUCH an angel!) and delivered the spiel/explanation to her about the misreporting (my friend at the CU still hasn't gotten back to me yet).
Our LP interrupted me and said "Sweetheart, it's fine. You're already in Final Underwriting and we're not going to pull your credit again at all." She then went on to promise that we can close on Monday!! OMGosh, if I could've I would've given her the biggest smooch and hug right then and there!!
I was so totally pooping a 2 ton brick, there. Even if the CU updated the CRAs to correct the mistake today (they also offered to send a letter to CW stating that it's an error), it would have taken at least 5 days to get everything straightened out. Yikes!!
But really, I just want to thank you guys ... you have been so patient with me, so patient with my stupid questions and paranoia. Have just been such kind, wonderful people. God Bless every single one of you. Seriously. I don't mean that lightly.
I really hope that the Good Lord Blesses you guys. I really do. If ya'll were able to put up with me and my dumbo questions for so long and so patiently, you deserve Blessings in SPADES!!
@DallasLoanGuy wrote:liquor
What kind and how much?!
Seriously, Dallas ... without you, especially, this dream wouldn't have come true!!
*smooch*
As far as what to send?
I would send the LO and your friend a small floral bouquet, or plant for their desk, and a bottle of good whiskey for Dallas. LOL
I'll be praying for you all! Hope the rest of this time goes smoothly until you have your keys!!
I can't wait to see your "I closed" message next week!!!!!!
Great big woohoos and hugs to you!
