Ok, so I have been working in tax accounting since July 2012. In Nov 2013, I started working for myself when I recieved my Enrolled Agent license. (Tax accounting related license) After 3 months, I started working for a temp agency for 3 months as a tax accountant, then collected unemployment for a few months until I could build up my clientle. So basically, I was able to start working as a full-time tax accountant since about August of 2014. I am looking to purchase a home in October of 2015. I will be able to provide a 9 month P&L by then with about 70K for this year, but for 2014, my income was about 40K. Middle FICO should be about 730ish range by then, since I am paying off all my credit cards by then. My DTI would be in about the 30-35% range.
So, I am wondering with my slightly irratic work history (but all in the same job) do you think I may have a chance to qualify for a mortgage?
Venture 10K /NFCU Platinum 6.6K /Amazon 6.6K/ Walmart 3.3K /Cap 1 QS1 1.65K /Cap 1 Platinum 1.15K /Show MC 1.1 /Amex BCE 1K /Chase Freedom 1K / NFCU Cash Rewards 500/
Starting Score:
6/1/13 TU 566 EXP 632 EQ 611Current Score: 09/13/21 TU 726 EXP 717 EQ 718Goal Score: 740 Across the BoardTake the myFICO Fitness Challenge
